Moving on up

Bondholder Oviso Financial Services the mortgage and insurance advisors, have helped clients with deals worth a staggering £52m in 2018 so far, thanks to Derby’s buoyant property market.

That means the company is on track to complete on mortgages valued at a record £62m this year – up by more than £7m in 2017.

It continues the upward curve for the company which has helped home-buyers achieve mortgages worth more than a quarter of a billion pounds since it opened eight years ago.

Indeed, such has been Oviso’s progress that it has now bought the property on Queen Street which it had leased as its headquarters since 2010.

On the company’s record year, managing director, Lee Mortimer, said: “Properties in the Midlands are really good value and we have been delighted with how many great deals we have found for clients.

“There have been many stories by London-based media which suggest that it is difficult for potential home-owners. Of course, it may be in the south-east where half a million pounds may be needed to buy a first home.

“They portray it as all doom-and-gloom, but here, in Derby there is no doom and gloom. A starter home purchase is more than likely here with a deposit of just 5%.”

Meanwhile, co-founder and director, Matt Simpson, added: “The business has been going well, we had the finance available to purchase our headquarters.

“We are delighted to be at heart of the business community being here in the Cathedral Quarter which was voted UK High Street of the year.

“There is a growing city centre population in Derby in terms of business and residential and we wanted to cement our position among them.”.

Oviso prides itself on its personal interaction and achieving the right deal for clients who are striving to find a mortgage.

Lee said: “We smooth the bumps out for clients at what is usually a stressful time.

“We provide them with a service which means they do not have to chase a property deal. We make the calls and keep them updated. Indeed, we do everything until they are given the keys and move in.

“Thereafter, we contact then client annually to see if there are any issues. We have a client-for-life approach.”

“We know everyone’s situation is unique, so we carry out a thorough fact-find and, consequently, every mortgage that we offer is a tailored dependant on income, expenditure, aspirations and budgets. Our great team also find out about their health to put forward the best insurance solutions.”